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What is the return check policy for Maryland?

Check Return and Electronic Funds Transfer Policy

For Checks You Give Us to Pay for Merchandise:
When you provide a check as payment, you authorize us to use information from your check to make a one-time electronic funds transfer (EFT) from your account and process the payment as a check transaction, or use a bank draft. When we use information from your check to make an EFT, funds may be withdrawn from your account as soon as the same day you make your payment. If your payment is returned unpaid, you authorize us to collect a service charge, via a one-time EFT or using a bank draft drawn on your account, of $35. For inquiries, please call 1-800-831-5873.

For Checks You Give Us to Pay Your Bloomingdale’s Credit Card Bill(s):
When you provide a check as payment, you authorize us to use information from your check to make a one-time electronic funds transfer (EFT) from your account and process the payment as a check transaction, or use a bank draft. When we use information from your check to make an EFT, funds may be withdrawn from your account as soon as the same day you make your payment. For inquiries, please call 1-800-831-5873.